We’ve put together answers to some of most frequently asked questions handled by our sales team.

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Am I eligible for Shared Ownership?

A: You can buy your home with Shared Ownership if you meet the following:

  • You are a British or EU/EEA citizen, have indefinite leave to remain in the UK, or if you don't have indefinite leave to remain, you are able to demonstrate that you can raise a mortgage with an acceptable lender
  • You are a first-time buyer or newly forming household
  • You are aged 18 or over
  • You have sufficient savings in addition to your deposit to cover the cost of legal fees and mortgage arrangement
  • You do not own another property, either in the UK or overseas (unless a court order forces you to remain on the deeds of a property where your children reside)

If you're already a homeowner and want to buy with Shared Ownership, you'll need to have a buyer for your current property before applying.

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